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McKinley Complete Checking Account Solutions

McKinley Checking
Making it easy for you to earn interest on your money

  • First order of checks free
  • Unlimited check writing       
  • No per check fee      
  • Earning a variable rate of interest, compounded daily, paid monthly

    Prime Time Checking
    For depositors 55 years or older

  • Free checks       
  • Unlimited check writing       
  • No service charges       
  • No per check fee       
  • Free wire transfers       
  • Unlimited money orders and cashier checks       
  • Free travelers checks       
  • Free online banking with McKinley NetLink       
  • Free online Bill Payment service       
  • No monthly fees       
  • Earning a variable rate of interest compounded daily and paid monthly

    Money Market Plus Checking
    A savings account with the easy accessibility of a checking account

  • One year supply of free checks       
  • Unlimited over the counter withdrawals       
  • No service charges      
  • Limit 6 pre-authorized withdrawals a month, which 3 can be checks       
  • Earning a variable rate of interest compounded daily and paid monthly

    Regular Business Checking

    The Regular Business Checking account is designed to meet the needs of a business with moderate transaction volumes. There is a monthly maintenance fee and per-item fees are assessed for debit and credit activity on this account. The fees are offset by an earnings allowance determined by the daily collected account balance.

    A Regular Business Checking account can be linked to a Money Market Investment account. McKinley Quicklink can provide you 24-hour access to your Regular Business Checking account information. Transfers between your business deposit accounts can also be made through McKinley Quicklink.  A target balance will be calculated for you. This balance will, if maintained, allow you to avoid most service fees. Mt. McKinley Bank’s staff stands ready to assist you in achieving your business goals.

    Interest Bearing Business Checking

    For non-profit organizations and sole proprietors, Mt. McKinley Bank’s Interest Bearing Business Checking account provides the liquidity of a checking account, and the opportunity to earn interest. A monthly maintenance fee can be avoided by maintaining a minimum daily collected balance. Transaction fees are charged only if credit or debit items exceed the threshold allowed. Interest is compounded daily and paid monthly. McKinley Quicklink can provide information concerning your account balance, deposits, or checks that have cleared, 24 hours a day, seven days a week, toll-free from anywhere in the United States. Transfers between your business deposit accounts can also be made through McKinley Quicklink.

    Interest Bearing Business Checking accounts can be linked to the Money Market Investment account. A target balance can be calculated for you. This balance will, if maintained, allow you to avoid most service fees. Let us show you how Mt. McKinley Bank can serve you for all of your business banking needs.

  • Simplified Checking
    A low cost account

  • First 50 checks free       
  • Unlimited check writing       
  • No per check fee

    Edge Checking
    Our totally free - No string attached account

  • First order of checks free
  • Low minimum to open account      
  • No monthly maintenance fee       
  • No minimum balance to keep the account open      
  • 25 checks per month free     
  • After 5 years this checking account will be converted to your       
  • choice of either a McKinley Checking or a Simplified account

    Basic Business Checking

    Basic Business Checking is an account designed for a business with limited transaction volume. A monthly maintenance fee can be avoided by maintaining a minimum daily collected balance. Transaction fees are charged only if credit or debit items exceed the threshold allowed. Your account can be linked to a Money Market Investment account. 

    Account information on your Basic Business Checking can be accessed telephonically 24 hours a day, seven days a week, toll-free with McKinley Quicklink. Funds can also be transferred between your business accounts using McKinley Quicklink A target balance can be calculated for you. This balance will, if maintained, allow you to avoid most service fees. Mt. McKinley Bank has an outstanding staff of service providers, who can assist you with all of your business banking needs.

    Analyzed Business Checking

    The Analyzed Business Checking account is designed to meet the needs of a business with high transaction volumes. There is a monthly maintenance fee and per- item fees are assessed for debit and credit activity on this account. The fees are offset by a generous earnings allowance calculated on the daily collected account balance. This allowance is currently based on the 90-day treasury bill discount rate. This index and rate are subject to change without notice.

    An Analyzed Business Checking account can be linked to a Money Market Investment account. McKinley Quicklink can provide you 24-hour access to your Analyzed Business Checking account information. Transfers between your business deposit accounts can also be made through McKinley Quicklink. A target balance will be calculated for you. This balance will, if maintained, allow you to avoid most service fees. Our trained staff will assist you in understanding how the Analyzed Business Checking account can be a powerful tool for your business.

    Money Market Investment Account

    The Money Market Investment account is available for all customers that maintain their primary business checking account with Mt. McKinley Bank. This unique account can be used for cash management while maintaining liquidity. This account allows for six pre-authorized withdrawals each month.

    The Money Market Investment account earns money market interest rates based upon the balance maintained in the account. This account can help meet your business needs by serving as an automatic donor account to any Mt. McKinley Bank business checking account, serving as protection against overdrafts. McKinley Quicklink provides easy access to account information 24 hours a day, seven days a week. This account is an excellent enhancement to your business. Mt. McKinley Bank can help you achieve your business objectives.


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