Bill Pay Service Disclosure

NetLink allows you to schedule payment of your current and future bills from a Mt. McKinley Bank checking account. You may pay any merchant or individual payee within the United States. By providing us with the name and addresses of your payees, you authorize us to follow the payment instructions that you provide us via NetLink. Bill payments are made in one of two ways, by check or electronic transfer. Funds for each bill payment will be debited from your designated checking account ON THE DAY the payment is scheduled to be transmitted to the receiver. The cut-off for Bill Pay is 3 p.m. AST. Our business days are Monday through Friday. Some payees have special processing centers, and some may require that your payment be accompanied by a coupon or additional information. It is your responsibility to determine each payee’s specific payment requirements. We will not be liable for any delays in processing or posting errors by such payees where, through no fault of our own, payment fails to meet such requirements.

You must allow sufficient time for payment processing. Payments being made from our bill paying service require sufficient time for delivery and for your payee to credit your account properly. To avoid incurring finance charges or other charges from your payee, you must schedule a payment sufficiently in advance of the date you want your payment to arrive.

We recommend that you schedule a payment at least five (5) full business days prior to the date you want your payment to arrive at your payee.

Service Charge

All customers will be able to use this service free of charge at all times. There are no fees to access your accounts or to pay bills through McKinley NetLink.

Canceling Payments

You have the right to cancel or change any scheduled payment. When you cancel a repeating payment, you are canceling all future payments as well. You must cancel a payment request one (1) day prior to the scheduled payment date during our regular online business day.

Cancellation

If you decide you no longer wish to subscribe to Electronic Bill Payment you may cancel your service at any time. We require a 10-day prior written notice and we will confirm receipt of your cancellation request, generally through e-mail. You can reach us via e-mail, or by calling us at (907) 452-1751 or by writing to 530 4th Avenue Fairbanks, Alaska 99701.

Enrollment Process

You must complete the enrollment form in order to sign up for Bill Payer Service. When you sign the acceptance form it indicates your written signature and approval of the terms of the agreement listed above.