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Mt. McKinley Bank has many excellent deposit, real estate and consumer loan rates listed below. If you have any questions about these rates or products, please call (907) 452-1751 or outside the Fairbanks area, dial toll free (888) 515-1774. You may also visit the Mt. McKinley Bank location nearest you for more information.
Rate data is updated on a best effort basis, generally each business day before 10am. Rates are Subject to change without notice.
Time Deposits |
APY* |
Rate |
|---|---|---|
| 30 Days | 0.20% | 0.20% |
| 91 Days | 0.25% | 0.25% |
| 6 Months | 0.35% | 0.35% |
| 9 Months | 0.40% | 0.40% |
| 1 Year | 0.65% | 0.65% |
| Opportunity Plus 1 Year | 0.60% | 0.60% |
| 2 Year | 1.01% | 1.00% |
| Opportunity Plus 2 Year | 0.95% | 0.95% |
| 3 Year | 1.26% | 1.25% |
| 5 Year | 1.97% | 1.95% |
Accounts |
APY* |
Rate |
| NOW Checking | 0.05% | 0.05% |
| Savings | 0.15% | 0.15% |
| Money Market Plus Rate paid when balance is more than or equal to $2,500 |
0.15% | 0.15% |
Money Market Investment |
APY* |
Rate |
| Up to $25,000 | 0.10% | 0.10% |
| $25,001 - $50,000 | 0.15% | 0.15% |
| $50,001 - $100,000 | 0.20% | 0.20% |
| $100,000 - $500,000 | 0.21% | 0.21% |
| $500,001 - $1,000,000 | 0.22% | 0.22% |
| $1,000,001 - $1,500,000 | 0.23% | 0.23% |
| * APY- Annual Percentage Yield. The actual rate earned if the money stays on deposit for a full year. | ||
Alaska Housing Finance Corp. |
Rate |
APR |
|---|---|---|
| Taxable | 4.625% | 4.76% |
| First Time Homebuyer (Tax Exempt) | 4.250% | 4.38% |
| First Time Homebuyer (Taxable) | 4.500% | 4.63% |
| Veterans Mortgage Program | 4.250% | 4.38% |
| Rural - Owner Occupied | 4.375% | 4.51% |
Conventional |
Rate |
APR |
| Fixed Rate - Long Term | 4.125% | 4.26% |
| Fixed Rate - Short Term | 3.500% | 3.65% |
Government |
Rate |
APR |
| FHA | 4.250% | 4.45% |
| VA | 4.250% | 4.45% |
In House |
Rate |
APR |
| Non-Conforming - Fixed Rate | 7.750% | 8.13% |
| "Cabins, A" | 4.500% | 4.67% |
| Land | 8.000% | 8.06% |
| Recreational Property | 7.000% | 7.02% |
| Property Improvement | 7.250% | 7.27% |
| Second Mortgage | 7.250% | 7.27% |
| Home Equity Line of Credit loans are available | Call | Call |
Construction |
Rate |
APR |
| Construction Loans Available for Owner builders and Contractors | Call | Call |
Loan Type |
Rate |
APR |
|---|---|---|
| Auto - New | 6.625% | 6.73% |
| Auto - Used - 1 Year Old | 7.000% | 7.11% |
| 2 – 5 Years Old | 7.750% | 7.86% |
| over 5 Years Old | 8.500% | 8.61% |
| Travel Trailer - New | 8.000% | 8.11% |
| Travel Trailer - Used | 8.500% | 8.61% |
| Motorhome - New | 8.000% | 8.11% |
| Motorhome - Used | 8.250% | 8.36% |
| Truck Camper - New | 8.000% | 8.11% |
| Truck Camper - Used | 8.500% | 8.61% |
| Boats - New | 8.250% | 8.36% |
| Boats - Used | 8.500% | 8.61% |
| Motorcycle - New | 7.750% | 7.86% |
| Motorcycle - Used | 8.000% | 8.11% |
| Snow Machine & ATVs - New | 8.500% | 8.61% |
| Unsecured | 14.000% | 16.42% |