Personal Checking

Mt. McKinley Bank offers a varied menu of both interest-bearing and non interest-bearing personal checking accounts. Let us help you select the option best suited to your needs and lifestyle. Our checking accounts are available only to customers residing within the state of Alaska.

All of our personal checking accounts offer the following:

  • Free online account access with our 24 hour online banking product - McKinley NetLink
  • Free online account access with our 24 hour telephone teller - Quicklink
  • Free bill pay online via McKinley NetLink
  • Free overdraft transfers
  • Free telephone transfers
  • Free loan payment transfers
  • Two free money orders or cashier checks daily
  • Direct deposit
  • ATM services
  • Option to have your check images returned with your monthly statement
  • You choose your beginning check number
  • First box of checks free

Edge Checking

Our totally free - No strings attached account

  • Low minimum to open account
  • No monthly maintenance fee
  • No minimum balance to keep the account open

McKinley Checking

Making it easy for you to earn interest on your money

  • Unlimited check writing
  • No per check fee
  • Earning a variable rate of interest, compounded daily, paid monthly

Basic Checking

A low cost account

  • Unlimited check writing
  • No per check fee

Prime Time Checking

For depositors 50 years or older

  • Free checks for life
  • Free cashiers checks
  • Free money orders
  • Free wire transfers
  • Free Visa travel money cards
  • Free stop payments
  • No minimum balance
  • No service charges
  • Pays interest on checking account balance
  • 1/4% interest increase on time deposits of $10,000 or more with a term of of 6 months or longer
  • 1/4% interest reduction on consumer loans
  • 50% discount on a safe deposit box

Money Market Plus

A savings account with the easy accessibility of a checking account

  • One year supply of free checks
  • Unlimited over the counter withdrawals
  • No service charges
  • Limit 6 pre-authorized withdrawals a month
  • Earning a variable rate of interest compounded daily and paid monthly

Health Savings Account

The Health Savings account is available for all customers to open within IRS guidelines. A minimum $500.00 deposit is required to open a Health Savings account. Your first order of checks are free, and you have unlimited checkwriting. This account has no monthly fees and earns a variable interest rate.