Mt. McKinley Bank offers a wide range of services for saving your money. Our knowledgeable staff will be happy to help you select products and services designed to meet your current and future financial needs.

Savings

All of our saving accounts offer the following:

• Free telephone transfers between any of your Mt. McKinley Bank accounts
• Free loan payment transfers to pay any Mt. McKinley Bank loan
• Two free money orders or cashier checks daily
• Direct deposit

Our Regular Passbook Savings accounts have passbook convenience. Minimum opening balance is $100.* Interest is compounded daily, paid quarterly. Withdrawals are unlimited and there are no service charges.

Our Semi-annual Statement Savings is similar to our Passbook Savings above but with semi-annual statements mailed to you instead of using a passbook. Minimum opening balance is $100.* Interest is compounded daily, paid quarterly. Withdrawals are unlimited and there are no service charges.

Our Statement Savings accounts offer quarterly statements and the option to have an ATM card. Minimum opening balance is $100.* You will receive a monthly statement with ATM, ACH or electronic debit activity. Interest is compounded daily, paid quarterly.

Time Deposits

Our time deposits offer you the most competitive rates available along with the safety and security you require for your hard-earned dollars.

We have both short-term and long-term time deposits. Minimum balance of $500 required.* Time deposits have higher interest rates but also have penalties for early withdrawals.

Standard Certificates of Deposit

Our 30 day, 91 day, 6 month, 9 month and 1 year time deposits offer simple interest paid at maturity and are automatically renewable.

Our 2 year, 3 year, and 5 year time deposits offer interest compounded daily with your choice of interest payable monthly, quarterly, annually or at maturity. These time deposits are automatically renewable.

Opportunity Plus Certificates of Deposit

The 1 Year Opportunity Plus CD offers simple interest paid at maturity and is automatically renewable. This CD also offers the additional benefit of allowing you to increase the interest rate two (2) times during the term if rates rise. Also, you can deposit to it at any time.

A 2 year Opportunity Plus CD offers interest compounded daily with your choice of interest payable monthly, quarterly, annually, or at maturity. This CD offers the additional benefit of allowing you to increase the interest rate four (4) times during the term if rates rise. Also, you can deposit to it at any time.

Retirement

Retirement Plan Servicing

Mt. McKinley Bank offers Individual Retirement Accounts (IRAs) with many options for you. You can choose to fund your IRA with one or more time deposits with a maturity of six months or longer. You may also choose to place your retirement dollars in a money market account which gives you a competitive variable interest rate without the worry of early withdrawal penalties.

Traditional, Roth and Education IRAs are all available. Ask one of our friendly representatives which account is best for you.

* For depositors residing outside of the State of Alaska a minimum balance of $5,000 must be maintained