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Checking Accounts

Choose the Account that Works Best for You

Banking with Mt. McKinley Bank means you have options when it comes to choosing a checking account. Whether you’re looking for a traditional checking account or an account that allows you to earn interest on your balance, we’ve got a checking solution for you. No matter which account you choose, you’ll receive the following perks:

  • You may be issued a VISA debit card instantly at account opening for transactions
    *** Check out our new debit card graphics here!
  • Access your account 24/7 via online banking
  • Pay your bills online using your Mt. McKinley Bank deposit account
  • Set up automatic overdraft transfers between your accounts
  • Make account transfers over the phone
  • Set up direct deposit to your accounts
  • Enroll in e-Statements
  • One free money order or cashier’s check daily
  • Free ATM withdrawals at Mt. McKinley Bank ATMs

Kasasa Checking Accounts

We offer two Kasasa Checking Accounts that allow you to earn interest on your account balances or earn rewards if you meet certain qualifications. Here’s how you qualify for Kasasa each month:

  • Use your debit card for a qualifying number of purchases
  • Enroll in e-Statements
  • Log into online banking

Click here to download Kasasa cycle dates PDF.

Mt Mckinley Personal Checking Accounts

Account Name

Choose this account if…

Minimum Balance



Kasasa Cash

You want a free checking account that pays you with interest.



Earn interest no matter your balance

Higher qualifying balances earn a better interest rate

ATM fee reimbursement (up to $25)


Kasasa Cash Back

You don’t keep a large balance but still want a free account to earn rewards on your purchases.



Earn cash back on purchases you make with your debit card each month you qualify

No minimum balance required to earn cash back

ATM fee reimbursement (up to $25)



Other Checking Account Options

If you’re looking for a more traditional checking account that allows you to maintain full access to your account, we offer several other accounts for you to choose from.

Mt Mckinley other checking account options

Account Name

Account Perks

Edge Checking

“The checking account with no strings attached”

No monthly maintenance fee or service charge

No minimum balance requirement to keep account open


McKinley Checking

“The traditional account that lets you earn interest”

Unlimited check writing

No per-check fee

Maintain a minimum daily balance to receive interest

No minimum balance requirement to keep account open


Prime Time Checking

“A checking account for depositors age 50 or older”

Earn .25% interest increase on time deposits of $10,000 or more with a term of 6 months or longer

50% discount on safe deposit box rental

No charge for: Prime time check orders, Cashier’s checks, money orders, domestic wires over $250, and stop payments

Maintain a minimum daily balance to receive interest

No monthly maintenance fee or service charge


Money Market Plus

“The account for you to earn interest like a savings account but maintain the accessibility of a checking account”

Earn a competitive interest rate on your entire account balance

6 free pre-authorized withdrawals per month, including checks

Unlimited over the counter withdrawals at no charge

No monthly maintenance or service charges

Health Savings Account

“An account to save and pay for unexpected medical expenses”

Save money to pay for qualified medical expenses

Funds roll over from year to year

No monthly fees

Account balances may earn variable interest rate

Unlimited check writing

First order of checks is free


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